Housing intelligence for Poland
City and district prices, housing stock, mortgage calculators, and plain-English guides. For expats, relocators, and anyone comparing markets. Sourced from public statistics, not listing ads.
Tools
Quarterly prices
Secondary market and rents across top cities.
Mortgage calculator
WIBOR 6M + bank margin pre-filled. Adjust price, down payment, and term.
Rate: 7.05% (WIBOR 6M 5.05% + 2.0pp margin, as of 2026-07-28)
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Five major markets
District-level detail where published.
Guides and data insights
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Market watch5 min
Gdynia led the pack on quarterly price growth in Q1 2026
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Market watch5 min
Poland’s house prices in Europe: where Gdańsk sits in the 2026-Q1 picture
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Market watch5 min
Warsaw leads 2026-Q1 city price rankings at 16,393 PLN/m²
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Market watch5 min
Gdynia jumps 5.76% in Q1 2026 as secondary-market prices keep moving
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Market watch5 min
Gdańsk and Poland’s place in Europe’s house price growth in 2025-Q4
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Market watch5 min
Warsaw tops Poland’s city price ranking at PLN 16,393/m² in Q1 2026
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Market watch5 min
Katowice’s quarterly price shock: 8,054 PLN/m² and a 33.06% drop in Q1 2026
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Market watch5 min
WIBOR stays flat at 5.05% as mortgage rate estimate holds near 7.05%
Common questions
- Can foreigners get a mortgage in Poland?
- Yes. Most Polish banks offer mortgages to non-residents and expats. A stable income, positive credit history, and a 20% minimum down payment are standard requirements. EU citizens face fewer documentation hurdles than non-EU nationals. Use the mortgage calculator on this page to model payments at current WIBOR rates.
- Is buying or renting cheaper in Warsaw right now?
- At current prices and interest rates, monthly ownership costs (mortgage plus maintenance) often exceed renting a comparable apartment. The rent vs buy calculator compares both scenarios using real NBP transaction data and WIBOR rates.
- Which Polish city has the lowest apartment prices?
- Among major cities tracked on this site, Łódź and Lublin consistently show the lowest transaction prices per m². The cheapest cities ranking shows the latest NBP and GUS data for all 17 cities.
- Do I need a PESEL number to rent an apartment in Poland?
- No. You can sign a lease with a passport and proof of income. A PESEL simplifies utility registrations but is not legally required to rent. Our guide to renting in Poland covers the full process for expats.
- How current is the housing price data on this site?
- NBP transaction prices are published quarterly; GUS data annually. Data on this site updates automatically when official datasets are released. Each page shows the data period in the source note below every table.